Mortgage Loan Originator III - Kenai Peninsula


Start a career with First National Bank Alaska, the *Best Place to Work in Alaska* as recognized six years in a row by Alaska Business magazine readers.

Salary: $71,760/year + DOE

GENERAL PURPOSE SUMMARY
Originates mortgage loans, including those of the most complex variety, by determining customers' needs, analyzing financial information, and determining the most appropriate loan program, and participates in related business development activities by performing the following essential duties and responsibilities:

ESSENTIAL DUTIES AND RESPONSIBILITIES
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  1. Sells a variety of mortgage loan products to existing and prospective customers by interviewing customers and analyzing their financial information to determine best fitting mortgage product; originates complex low- to moderate-income loans, multi-layer loans, and multiple source of income loans; works with various areas of the bank to cross sell bank's products and services that benefit customers.
  2. Issues all required customer disclosures accurately and timely ensuring compliance with all current federal, state, and bank requirements to minimize bank's exposure to losses.
  3. Assists management in creating marketing and advertising strategies to bring in additional customers; stays aware of competitors' products, services, and rates and makes recommendations to Investor Loan Production Department management on competitive strategies.
  4. Regularly executes all the activities set forth in the bank’s Business Development Program, including scheduling proactive meetings with customers, prospective customers and Centers of Influence (COIs), tracking and reporting calls and pipeline details, participating in bank-sponsored events designed to strengthen customer relationships and networks, and engaging in relevant community organizations and events.
  5. Issues prequalification letters and determines the type of loan program and investor that best fit customers' needs and minimize bank's exposure to losses.
  6. Performs other work-related duties as assigned by supervisor.

SUPERVISORY RESPONSIBILITIES:
May supervise employees. In the supervisory role, carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Trains employees; plans, assigns, and directs work; addresses complaints; resolves problems, and may be requested to make hiring, evaluating, and terminating recommendations regarding employees.

QUALIFICATION REQUIREMENTS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

EDUCATION and/or EXPERIENCE:
Minimum: Two years sales experience in Real Estate or Mortgage. Bachelor's degree in business management, accounting, finance, marketing, or related field and two years mortgage originating, processing, real estate sales, lending, or related experience; or four years business or banking experience including two years mortgage originating, processing, real estate sales, lending, or related experience; or equivalent combination of education/training and experience. Familiarity with FHA/VA, AHFC, FNMA and other investor lending programs.
Preferred: Demonstrated working knowledge of FHA/VA, AHFC, FNMA and other investor lending programs.

SKILLS and ABILITIES:
Ability to keyboard 35 wpm and operate a 10-key calculator by sight required. Word processing and spreadsheet experience required.

FNBA offers:
* Advancement Opportunities
* Competitive Compensation
* 401(k) w/ Employer Matching- 100% Match, Up to the first 6% of Contributions
* Generous Paid Time Off
* Comprehensive Benefits
* Team Environment
* Family Friendly Culture
Plus many more great benefits!!

Please visit us at www.FNBAlaska.com/Careers to view the full job posting and apply today. All applications must be received through FNBA's website to be considered.

FNBA is an Equal Opportunity and Affirmative Action Employer, Member FDIC and Equal Housing Lender.

Homer, AK

20 day(s) ago

Tribal Affiliation(s)
Any Affiliation